SPRINGFIELD, IL - Illinois Governor Pat Quinn has signed two new consumer protection laws - one focused on risky home loans and the other aimed at preventing debtors from being unfairly sent to jail.

Quinn signed the measures Wednesday.

The governor says the laws will protect Illinois families from predatory lenders and abusive bill collectors.

The law setting limits on the fees and penalties on home loans goes into effect January 1.

The law restricting the way creditors can use the courts to collect debts goes into effect immediately.