Enrollment for kynect health plans for 2024 begins today

Beginning today Kentuckians can shop and enroll for health and dental coverage on the state-based marketplace, kynect.

Enrollment is open Nov. 1 through Jan. 16. Kentuckians who sign up on or before Dec. 15 will have a coverage start date of Jan. 1. Those who sign up on Dec. 16 through the last day of enrollment will be eligible for coverage that starts on Feb. 1.

Kentuckians who don't have coverage through another source, such as through an employer, Medicaid, the Kentucky Children's Health Insurance Program, Medicare or TRICARE, can start shopping Wednesday for individual coverage on kynect. All plans offered on the marketplace cover 10 essential health benefits, including emergency services, hospitalization, lab services and prescription drugs.

All plan types also cover certain preventive services at no cost, and no one can be dropped from coverage or have their premiums increased because of health issues.

Four carriers will offer health plans: Anthem, CareSource, Passport by Molina Healthcare and WellCare of Kentucky. 

Open enrollment in a qualified health plan also overlaps with other annual open enrollments, including Medicare. Medicare beneficiaries may make changes through Dec. 7 and enrollment choices take effect on Jan. 1.

For kynect enrollment assistance, visit kynect.ky.gov. You may also get help at your local Department for Community-Based Services office, from a kynector or a licensed health insurance agent.